A transparent pricing structure
Experienced investors will know that the market can be volatile at times, and this can make the costs of investment complicated. That’s why we’ve tried to keep our pricing structure as simple and transparent as possible for our clients.
Clients should have a minimum of £250,000 to invest.
We keep our annual management fee flat and simple, including all the support you need from us over the course of the year.
No hidden charges and no surprises.
For holding and investing your money, an additional annual percentage of the total value of your investments is chargeable. This is made up of several elements, and is used to execute investments on your behalf.
Our goal is to keep this percentage around a total of 2%. This is lower than the average you can expect from other Wealth Management firms*.
This example shows how our Wealth Management pricing might look like over the course of a year. It’s important to note that this may depend on several external factors and your costs may vary depending on the investment choices that best support your goals, but we aim to keep our costs as low as possible for you.
* The nature of the charge is dependant on several factors, including market performance, risk profile, types of market, currency and investment wrappers. Plan set-up fee charge is only made on initial investment.
Account charge* (eg. 1%):
Set-up fee* (eg. 1%):
Total Advisor charge (year 1):
Total Advisor charge (year 2 & ongoing):
Your account charge is then calculated as a percentage of your portfolio. Account set-up carries a one-off charge, meaning you pay less in the second and subsequent years. You can see an up-to-date example of this on our pricing page.
No hidden fees. We are an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority, and adhere to the FCA’s transparency framework. Depending on the makeup of your portfolio, there are certain costs associated with the wrappers and investment decisions you make. These would apply regardless of your wealth manager, and we will always make these clear to you in advance.
Yes, but the process we go through in the lead up to making investments is thorough enough that if you wanted to, you would likely change your mind before any money is invested. It’s still possible to get your money back after investment, however you may get back more or less depending on market movements and the timing of withdrawal.